Georghiou is a banking and finance professional with in-depth experience in banking and financial services both from the directorial and functional sides. Georghiou was the Chief Executive Officer of the Cyprus Development Bank Group and served as executive and nonexecutive member on the boards of the Cyprus Development Bank Plc (CDB) and its subsidiaries, including Chairperson of its foreign banking subsidiary and executive member on the board of its financial services subsidiary. During her career with the CDB Group and before being appointed CEO, she held senior managerial posts and had a leading role in the directorial and functional management of the CDB Group and the transformation of the CDB from a government-owned development finance organisation into a fully-fledged private sector bank and the growth of its activities and assets. Georghiou also served on the boards of companies outside the CDB Group. Georghiou is a Fellow Member of the Institute of Chartered Accountants in England and Wales and a member of Institute of Certified Public Accountants of Cyprus and holds the Corporate Finance Qualification of the ICAEW and of the Securities and Investment Institute of the United Kingdom.